Know your credit score before you need it, JN Foundation urges

According to Jamaica Observer (General News), KINGSTON, Jamaica — The JN Foundation is urging Jamaicans to pay closer attention to their credit profiles and borrowing habits as it prepares to mark ‘Get Smart About Credit Day’ on October 15. For many Jamaicans, the foundation said, a credit score is just a three-digit number they rarely consider until they need a loan, want to finance a major purchase or seek credit to grow a business. The observance, which promotes awareness of credit and responsible borrowing, comes at a time when financial decisions can have long-term implications for individuals, families and businesses, the foundation noted. To mark the day, the JN Foundation will host a Smarter Credit Day workshop on Thursday, October 15, from 1:00 pm to 3:30 pm. The session will be held in-person and streamed live. “Your credit profile is an important part of your financial story, yet many people do not fully understand what t